Mortgage APR Calculator

Online calculator to calculate the mortgage annual percentage rate from the known values.

Mortgage Annual Percentage Rate Calculation

Mortgage/Loan Amount (L)
Annual Interest Rate (R) %
Terms (N)
Total Closing Costs (F)
Number of Points Paid
 
 
Annual Percentage Rate (APR) %
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Formula:

L - F = P1/(1 + i) + P2/(1 + i)2 + P3/(1 + i)3 +... Where, i = IRR L = Loan amount F = Points and all other lender fees P = Monthly payment

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