The future value of any cash flow is dependent on the value at a point in the future after it has earned interest. Uneven cash flows are different from annuity where the payment amount is constant. Here is the simple future value of uneven cash flows formula to calculate the net future value of uneven cash flows. Cash flow of each year, interest rate and number of years are the inputs required by this FV of uneven cash flows formula to find the FV.
An uneven cash flows compounds semi-annually and adds interest twice a year. Use this uneven cash flows future value formula to make the FV of uneven cash flows on your own.
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