Cash flow to debt holders equation to compute the cash flow of a company. Cash flow is the measure of total amount of liquid cash that is moving in and out of the business. Cash flow to creditors formula is derived as I - E + B where I = Interest Paid, E = Ending Long-Term Debt, B = Beginning Long Term Debt. To find the cash flow, add the beginning and the ending long-term debt and then subtract with the interest paid to obtain the resultant value.