FD Calculator

The online FD calculator to find the maturity value and the amount for the interest rate. Fixed deposit is a kind of saving offered by the banks for a fixed period of time. FD account is beneficial for long term investment, as customers can get a high-interest rate for the invested amount at the end of the maturity period. Enter the principal, rate of interest and period in the fixed deposit interest & maturity calculator to calculate the maturity value.

Fixed Deposit Interest & Maturity Calculator

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A = P x (1 + r/n)nt I = A - P Where, A = Maturity Value P = Principal Amount r = Rate of Interest t = Number of Period n = Compounded Interest Frequency I = Interest Earned Amount

Fixed deposit is also called as term deposit or FD. It is more beneficial than savings account. Another type of term deposit is recurring deposit.


What is the maturity value of a principal amount of Rs.50,000 invested annually at 5 % for 3 years.

Step 1 : Frequency is annually

Hence n = 1

Step 2 : Maturity value

= 50000 * (1 + 0.05 / 1)1*3
= 50000 * (1.05)1*3
= 57881. 25

Step 3 : Interest Earned Amount

= 57881.25 - 50000
= 7881.25

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