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# Debt To Income Ratio Calculator | Back End Ratio Calculator

An online back end ratio mortgage calculator to calculate debt to income ratio. The back end ratio is also referred to as debt to income ratio. It is defined as the individual's income to his/her debts payments. The ratio indicates what portion of a person's monthly income goes toward paying debts. Below given is the online debt to income ratio calculator that helps you to find your back end ratio with the given total monthly expenses and gross Monthly Income.

## Back End Ratio Mortgage Calculator

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An online back end ratio mortgage calculator to calculate debt to income ratio. The back end ratio is also referred to as debt to income ratio. It is defined as the individual's income to his/her debts payments. The ratio indicates what portion of a person's monthly income goes toward paying debts. Below given is the online debt to income ratio calculator that helps you to find your back end ratio with the given total monthly expenses and gross Monthly Income.

#### Formula:

Back End Mortgage Ratio = (Total Monthly Expenses / Gross Monthly Income) × 100

### Example:

A monthly income of a person is \$5000 who has total monthly expenses of \$2000. His Back End Ratio is calculated as,

#### Solution:

Debt to Income Ratio = (2000 / 5000) x 100
= 40%